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Homeowners
Facts and Information
Did you know …
- A study
conducted by Marshall & Swift found that approximately 67% of homeowners
are underinsured by an average of 35%.
- If you
hire household help, make sure you get the appropriate insurance coverage.
- Check
to see if your homeowners insurance covers your trees and shrubs for
losses due to risks like vandalism, theft, and fire.
- One in
every 20 households is burglarized each year.
- About
2 million fires are reported each year. There are many more fires
that go unreported.
- The U.S.
Fire Administration reports that a fire occurs in a home every ten seconds,
and every 60 seconds a fire occurs that is serious enough to call the
fire department.
- The NFPA
estimates that from 1993 through 1997 candles in the home caused an
average of:
- 8,690
fires
- 104
civilian deaths
- 947
injuries and
- Estimated
direct property loss of $126 million in direct property damage
- The USFA
reports that 70% of residential fires occur in one and two family dwellings.
- Cooking
is the leading cause of residential fires.
- Heating
is the second leading cause of residential fires.
- Smoking
is the leading cause of residential fire deaths.
- According
to the U.S. Fire Administration, faulty wiring accounts for 33% of residential
electrical fires that occur in urban areas.
- According
to the NFPA, an estimated 59,700 home heating fires occured in 1999.
- About
24,700 garage fires occured in 1997.
- The leading
causes of fatal fires in rural areas are heating (25%), careless smoking
(21%), and electrical distribution & arson.
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